Texas Legislation For Roof Claim Litigation

A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Texas legislation for roof claim litigation.

Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. The lane law firm won 16 206 435 64 in a jury verdict against an insurance company over an underpaid denied claim in texas. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. Roofers who waive deductibles are cutting corners.

Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more. A deductible is the amount of a claim that you must pay yourself. A new law if approved by gov. For instance if you have a 1 000 claim and your policy has a 300 deductible the insurance company will deduct 300 from your claim amount and pay you 700.

Insurance companies like to know the age and condition of the roof beforehand. Attorney s fees and litigation expenses totaled 942 389 mistake 5 hiring a public adjuster. Abbott is designed to end the illegal. And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.

If you have a claim you must meet a deductible. Construction defect litigation in texas is both standard and unique although lock step with the majority of jurisdictions in some areas the depth and breadth of legislation and interpretative common law necessitates careful attention when dealing with a construction defect claim in texas. This new law will help further protect consumers said texas insurance commissioner kent sullivan. Also what type of roofing system is involved such as asphalt shingle ceramic metal tile sheet metal or built up flat roof.

A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. First a home owner must provide evidence of the circumstances that caused the roof damage. Take your business elsewhere. You have different deductibles for each type of coverage.