Stand Alone Commercial Umbrella

Get it as soon as fri sep 11.

Stand alone commercial umbrella.

A commercial umbrella insurance policy with 1 million in coverage can cost as little as a few hundred dollars a year. If you re in a low wind area and you religiously remember to close your umbrella it could also work as a stand alone base. However umbrella insurance isn t offered as a stand alone coverage. Available over most classes of business.

It works in conjunction with your other liability coverages such as general liability insurance which is your most expensive policy. So if you have a general liability insurance policy from another insurance company our commercial umbrella coverage can help cover costs that exceed that policy. Available over most classes of business. For instance if your general liability policy offers 1 million coverage per occurrence or 2 million total you could get a 2 million umbrella policy and increase those limits.

Commercial umbrella and excess liability insurance offers additional coverage beyond the limits of your client s primary liability insurance and is designed to protect your clients from sizable judgments and costs incurred while defending lawsuits. You can protect your assets with rli s personal umbrella policy. But at just 16 inches wide it won t provide as much stability as. Coverage may be written on a stand alone basis or as part of a package policy.

It increases the liability limit that your company already has in existing or underlying liability policies. A personal umbrella policy from rli provides an extra layer of affordable liability protection over your existing homeowners and auto insurance policies. Stand alone policies typically are more expensive than adding coverage with your primary insurance company. A commercial umbrella policy serves 2 distinct purposes.

Umbrella limits up to 10 million excess available over that. Average umbrella insurance costs are 150 300 per year for a 1 million policy another 75 for the next million and another 50 for every million after that. Commercial umbrella insurance from the hartford is flexible. It can even extend the liability coverage of policies you have with other insurance companies.

Commercial umbrella stand alone ok all underlying carriers must be rated a vii or better. Umbrella limits up to 10 million excess available over that. Patio living concepts 00297 commercial umbrella stand bronze. 3 1 out of 5 stars 86.

More buying choices 53 39 5 new offers tropishade 050tsrd commercial grade steel plate umbrella base black 50 lbs. Minimum premium 500 00 for more information please contact our marketing department.